Yes, we do accept payment from oversea too. 

Please take note to select "Accept Non 3DS Card" in merchant settings else your SmoovPay account will disable oversea transaction.

For security reason, all SmoovPay merchant account are set to accept 3DS Card.

How 3-D Secure works?
The 3D Secure feature enables the shopper to enter a password (mobile OTP) to confirm their identity with the card issuer. If accepted they then complete their order, and when received by merchant, merchant have much more confidence that is genuine and real.

What is 
3-D Secure?
The 3-D Secure™ protocol was developed by Visa to improve the security of Internet payments. The protocol is offered with the service name Verified by Visa. MasterCard has also adapted a similar protocol called MasterCard SecureCode. Both are designed to allow authentication of cardholders by their Issuers at participating merchants.

Benefits for Cardholder
  • Increased consumer confidence when purchasing on the Internet
  • No special software is needed at the cardholder access device
  • Easy to use
  • Control over card use for online purchases
Benefits for Merchants
  • Minimal impact on merchant’s interaction with consumer
  • Increased sales by enhancing consumer confidence
  • Reduced risk of fraudulent transactions
  • Decrease in disputed transactions